Worker Debt

Rostered Church Worker Debt Retirement


Student Loan repayment grants will be available for rostered church workers each year. The application period opens February 1 of each year and applications are due by June 1. The application window for 2020 is now closed.

Church workers are eligible to apply if they are: rostered Nebraska LCMS church workers who are members in good standing of a Nebraska LCMS congregation; full-time workers who have incurred higher education debt while in pursuit of their professional church work degree; are currently a full-time church worker who has completed at least one year of full-time church work as a member of the Nebraska District.

Download the following forms for more information:

Debt Retirement Application

Debt Retirement Policy

Completed forms can be sent by email to Joyce Bruha at, or mailed to us at: Nebraska District LCMS, PO Box 407, Seward, NE, 68434. Starting in 2022, applications are due by June 1 of each year. Notification of chosen applications can be expected in early August. Awards are made directly to the recipient’s student loan company. Questions can be directed to District President Rev. Richard Snow at

To make a donation to this fund in support of church worker debt retirement:

Send a check with a note that it is for the “Church Worker Debt Retirement Fund” to:
Nebraska District LCMS
PO Box 407
Seward, NE 68434

Or pay online through our secure payment portal (eservicespayments) at this link. Choose the option “restricted gifts” and fill in the amount of your gift and “Church Worker Debt Retirement Fund” in the space next to that.

Resources to assist with church worker education debt & finances

Concordia Plan Services has several tools available for church workers who are paying off student loans or just looking to better organize their finances. The Fidelity Student Tool is available to the LCMS family, and can be accessed by going to A flyer with more information is available by clicking on this link.  CPS hosts monthly webinars in their Financial Education Series. Past sessions are available to watch on-demand, and can be found on their website at CPS members who would like to take a deeper dive into their personal finances can meet with certified financial coach Laura Scheer. To learn more, email or set up a discover session at  

In addition, church workers are encouraged to learn more about MinistryFocus, an RSO of The Lutheran Church–Missouri Synod that believes that the realities of educational debt negatively and irreparably harm ministries and congregations. MinistryFocus has provided grants totaling nearly $500,000 to pastors, Lutheran school teachers, directors of Christian outreach, and missionaries. Learn more at their website.

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